PCI DSS Gap Analysis

Who is the Gap Analysis Aimed At?

URM’s PCI DSS gap analysis service is aimed at those organisations which are looking to benchmark their current corporate information security practices (relating to payment card data) against the Standard and understand their readiness for a compliance assessment.

The gap analysis is often the first step of a PCI DSS project and provides you with a roadmap for achieving compliance.

This service will typically involve one of URM’s QSAs spending time on your site meeting with those individuals responsible for:

• The PCI DSS programme
• Network administration and cardholder systems
• Developing company policies and procedures

Focus of Gap Analysis

URM’s QSA will assess your organisation’s practices against the 12 high-level PCI DSS requirements as follows:

1. Install and maintain a firewall configuration to protect
   cardholder data

2. Do not use vendor-supplied defaults for system passwords
   and other security parameters

3. Protect stored cardholder data

4. Encrypt transmission of cardholder data across open, public
   networks

5. Protect all systems against malware and regularly update
   antivirus software or programs

6. Develop and maintain secure systems and applications

7. Restrict access to cardholder data by business need
   to know

8. Identify and authenticate access to system components

9. Restrict physical access to cardholder data

10. Track and monitor all access to network resources and
    cardholder data

11. Regularly test security systems and processes

12. Maintain a policy that addresses information security for
    all personnel

Gap Analysis Outputs

The key output from our PCI DSS gap analysis service will be a report that includes:

• A definition of your cardholder data environment (CDE) and
  in-scope business processes, applications, devices, networks,
  facilities and service providers

• An assessment of how closely your organisation meets each
  of the PCI DSS requirements

• Recommendations for reducing the scope of the CDE, where
  applicable, thus reducing the potential cost of compliance

• Detailed recommendations for remediating any areas of
  non-compliance

• Advice regarding your organisation's best options for achieving
  PCI DSS compliance quickly and cost-effectively, drawing upon
  our QSAs’ experience working with similar organisations.

More about PCI DSS